Análisis Argos
FICO
FICOCara
Fair Isaac Corporation · Technology
US$ 1,270.83
precio al 2026-07-04
Valor justo Argos*
US$ 503–642
vs. su valor justo
124% por encima
Score Argos
59/100
LA RESPUESTA
El mercado le pide crezca 30.5% al año — más de lo que ha demostrado (13.1%). Estás pagando un futuro que todavía no probó: el margen de error es mínimo.
Recompensas
Las ganancias crecieron 27% el último año.
Retorno sobre el capital alto (63%).
Riesgos
!El precio pide más crecimiento del que la empresa ha demostrado.
VALOR1/6FUTURO4/6PASADO6/6SALUD4/6DIVIDENDO4/6
El Iris de calidad
VALOR1/6FUTURO4/6PASADO6/6SALUD4/6DIVIDENDO4/6
ValorCotiza por encima de su valor justo
FuturoIngresos creciendo con fuerza
PasadoFundamentales sólidos y sostenidos
SaludBalance fuerte, deuda controlada
DividendoDevuelve capital al accionista
Score Argos59de 100Cara
Ingresos16%
US$ 2 B
Margen operativo9%
46.5%
Flujo de caja libre26%
US$ 0.8 B
Deuda neta
US$ 2.9 B
Lo esencial, sin ruido
Cap. de mercadoUS$ 29.5B
P/E45.2x
EV/EBITDA34.5x
FCF yield2.6%
ROIC62.9%
Margen operativo46.5%
Crecim. ingresos+15.9%/año
Piotroski F7/9
Competidores

Los rivales, con el mismo ojo

El Iris de calidad de cada competidor, lado a lado. Tocá uno para ver su análisis.

Novedades

Noticias recientes

seekingalpha.com · 17 jun
Fair Isaac: This Compounder Is On Sale
Fair Isaac Corporation (FICO) is initiated at Buy, with concerns over VantageScore competition and pricing seen as overblown. FICO's dominant market position, robust margins, and entrenched relationships make large-scale lender migration to VantageScore unlikely. Recent price cuts on FICO's 10T product neutralize VantageScore's pricing advantage, reinforcing the duopoly and supporting margin resilience.
zacks.com · 10 jun
Here's Why Fair Isaac (FICO) is a Strong Growth Stock
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
businesswire.com · 9 jun
Rate Joins Growing List of Lenders Leveraging FICO Score 10T to Enhance Mortgage Credit Decisioning
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Rate adopts FICO® Score 10T, the industry's most predictive score, to enhance mortgage credit decisioning and expand responsible access to credit.
gurufocus.com · 8 jun
FICO Announces New Stock Repurchase Authorization, New Term Loan and Accelerated Share Repurchase Program
FICO (NYSE: FICO), a global analytics software leader, today announced that its Board of Directors has approved a stock repurchase program to acquire up to $2.0
businesswire.com · 8 jun
FICO Announces New Stock Repurchase Authorization, New Term Loan and Accelerated Share Repurchase Program
BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a global analytics software leader, today announced that its Board of Directors has approved a stock repurchase program to acquire up to $2.0 billion of the company's outstanding common stock. This new program replaces the remaining availability under FICO's previous $1.5 billion stock repurchase program. The new stock repurchase program, which is open-ended, allows the company to repurchase its shares from time to time in the open market and i.
businesswire.com · 4 jun
Vietnam Maritime Bank Achieves 200% Faster Loan Approvals with Intelligent Decisioning from FICO
HANOI, Vietnam--(BUSINESS WIRE)--FICO (NYSE: FICO) - Vietnam Maritime Bank (MSB), one of Vietnam's most established financial institutions, has achieved a 200% improvement in loan approval speed using FICO's proven and powerful decisioning capabilities, implemented in partnership with regional technology specialist Blitz in just 10 months. By reducing loan turnaround time from 30 to 15 minutes, the solution is already reshaping how MSB serves its more than eight million retail customers and nea.
businesswire.com · 4 jun
FICO Score 10T Now Integrated Into Optimal Blue's Capital Markets Platform
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO Score 10T now integrated into Optimal Blue's platform, enabling lenders to price, decision and operationalize across the mortgage lifecycle.
businesswire.com · 3 jun
FICO Invests in the Next Generation of Leaders Through First Tee
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO (NYSE: FICO) is deepening its commitment to First Tee, a national youth development organization that harnesses the game of golf to instill life skills, build character, and develop confidence. FICO's investment will support First Tee programs nationally and expand access to credit education for First Tee chapters, participants and alumni across the network, furthering both organizations' commitment to building confidence an.

* Valor justo Argos: estimación educativa del valor intrínseco según el propio flujo de caja de la empresa y su capacidad de crecimiento — no un precio objetivo ni una recomendación. Esto es información y educación, no asesoría de inversión. Rendimiento pasado no garantiza resultados futuros.