Análisis Argos
PAY
PAYCara
Paymentus Holdings, Inc. · Technology
US$ 27.06
precio al 2026-07-04
Valor justo Argos*
US$ 21
vs. su valor justo
−22%
Score Argos
61/100
LA RESPUESTA
El mercado le pide crezca 42.4% al año — más de lo que ha demostrado (3.5%). Estás pagando un futuro que todavía no probó: el margen de error es mínimo.
Recompensas
Las ganancias crecieron 52% el último año.
Retorno sobre el capital alto (24%).
Tiene más caja que deuda: balance fuerte.
Riesgos
!El precio pide más crecimiento del que la empresa ha demostrado.
!Crecimiento estancado o en baja.
VALOR1/6FUTURO2/6PASADO4/6SALUD6/6DIVIDENDO1/6
El Iris de calidad
VALOR1/6FUTURO2/6PASADO4/6SALUD6/6DIVIDENDO1/6
ValorCotiza por encima de su valor justo
FuturoCrecimiento moderado
PasadoFundamentales sólidos y sostenidos
SaludBalance fuerte, deuda controlada
DividendoEl dividendo aún duerme
Score Argos61de 100Cara
Ingresos38%
US$ 1.2 B
Margen operativo24%
6.3%
Flujo de caja libre167%
US$ 0.2 B
Deuda neta
US$ -0.3 B
Lo esencial, sin ruido
Cap. de mercadoUS$ 3.4B
P/E50.7x
EV/EBITDA26.4x
FCF yield4.8%
ROIC24%
Margen operativo6.3%
Crecim. ingresos+37.3%/año
Piotroski F6/9
Competidores

Los rivales, con el mismo ojo

El Iris de calidad de cada competidor, lado a lado. Tocá uno para ver su análisis.

Novedades

Noticias recientes

zacks.com · 29 jun
Paymentus (PAY) Moves 10.2% Higher: Will This Strength Last?
Paymentus (PAY) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
zacks.com · 29 jun
Buy 5 Mobile Payments Stocks to Enhance Your Portfolio Returns
V, PAY, CPAY, SEZL and RELY are five mobile payments stocks positioned to benefit from the long-term shift to cashless payments.
globenewswire.com · 25 jun
Notice of AGM
25 June 2026 PayPoint plc ("PayPoint" or the "Company") FY26 Annual Report and Accounts and Notice of Annual General Meeting ("AGM") PayPoint plc today announces that the following documents have today been posted or otherwise made available to shareholders: 2026 Annual Report and Accounts; Notice of the 2026 AGM ("Notice of AGM") to be held at 12.00 noon on Wednesday, 29 July 2026 at 1 The Boulevard, Shire Park, Welwyn Garden City, Hertfordshire, AL7 1EL; and Form of Proxy for the 2026 AGM. The results of voting at the AGM will be announced following the conclusion of the AGM and will also be available on the Company's website.
globenewswire.com · 24 jun
PayPoint completes acquisition of AperiData, strengthening its Open Banking capabilities
PayPoint completes acquisition of AperiData, strengthening its Open Banking capabilities PayPoint has announced it has completed the acquisition of AperiData following a previous £1 million strategic investment The move bolsters PayPoint's Open Banking offering by adding Aperidata's real-time financial assessment capabilities, making it easier for organisations to gain high quality insight into their customer's financial circumstances when agreeing payment plans Welwyn Garden City, 24 June 2026: PayPoint has announced it has completed the acquisition of AperiData, strengthening its capabilities in Open Banking for customers. AperiData is a real-time credit reference agency and Open Banking platform, focused on modernising the consumer credit market through the use of transaction-level data and advanced financial assessment tools.
globenewswire.com · 11 jun
Record profits delivered and reorganisation to deliver next stage of growth
PayPoint Plc Results for the year ended 31 March 2026 Record profits delivered and reorganisation to deliver next stage of growth GROUP FINANCIAL HIGHLIGHTS Underlying profit before tax of £69.0 million (FY25: £68.0 million) increased by £1.0 million (1.5%) Underlying EBITDA of £92.0 million (FY25: £90.0 million) increased by £2.0 million (2.2%) Net corporate debt of £132.5 million increased by £35.1 million as expected from opening position of £97.4 million, reflecting strategic investments and ongoing share buyback programme Final dividend of 20.0 pence per share, an increase of 2.0% vs the prior year of 19.6 pence per share         Year ended 31 March 2026 FY26 FY25 Change Revenue1 £337.0m £310.7m 8.5% Net revenue2 £190.8m £187.7m 1.7% Underlying EBITDA2 £92.0m £90.0m 2.2%         Underlying profit before tax3 £69.0m £68.0m 1.5% Adjusting items4 £(13.5)m £(41.7)m (67.6)% Profit before tax £55.5m £26.3m 111.0%         Diluted underlying earnings per share5 73.6p 69.1p 6.5% Diluted earnings per share 58.4p 26.3p 122.1% Net corporate debt6 £(132.5)m £(97.4)m 36.0% Nick Wiles, Chief Executive of PayPoint Plc, said: “We are reporting a year of record profits and enhanced shareholder returns delivered against the background of a generally weak economy, low consumer confidence and some specific business headwinds faced through the course of the year. These results have been achieved through a combination of a resilient performance from the underlying business and encouraging new business growth in a number of key areas.
zacks.com · 4 jun
Here's Why Paymentus (PAY) is Poised for a Turnaround After Losing 22.3% in 4 Weeks
Paymentus (PAY) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
zacks.com · 4 jun
Do Options Traders Know Something About Paymentus Stock We Don't?
Investors need to pay close attention to PAY stock based on the movements in the options market lately.
seekingalpha.com · 1 jun
Paymentus: A Fintech High-Flier Flying Under The Radar
Paymentus: A Fintech High-Flier Flying Under The Radar

* Valor justo Argos: estimación educativa del valor intrínseco según el propio flujo de caja de la empresa y su capacidad de crecimiento — no un precio objetivo ni una recomendación. Esto es información y educación, no asesoría de inversión. Rendimiento pasado no garantiza resultados futuros.